ANPAC Home Safe And SoundSM Homeowner/Renter Insurance
You work hard for your most valued possessions. You deserve the best value for your insurance dollar. Your home is more than just where you live. It reflects your unique character, hard work and personal dreams. It's filled with memories as well as treasures you want to protect.
At American National Property And Casualty Company (ANPAC®) we've created ANPAC Home Safe And SoundSM just for that purpose. We understand that you expect your homeowners insurance to safeguard you from financial distress in the event of fire, theft, tornado or other covered events.
Our coverage is specially designed to meet your unique needs for dwelling replacement, contents replacement, outbuildings and other structures, loss of use, personal liability, medical payments to others, credit card forgery, and extended coverage for home computers, special treasures, or higher coverage limits if needed. For more complex insurance needs, see our Signature SeriesSM.
ANPAC®'s policy protects you against many hazards including:
- Fire / Lightning
- Aircraft
- Vandalism
- Vehicles
- Theft
- Windstorm/Hail
- Glass Breakage
- Water Discharge / Overflow
- Explosion
- Smoke from hostile fire
- Riot / Civil Commotion
ANPAC® offers even more to our customers with cash rewards and services at no extra charge to you.
CHECKLIST
No one knows your needs better than you. With ANPAC Home Safe And SoundSM, your agent will help you determine the right coverages at the best value for your insurance dollar.
INDIVIDUALLY TAILORED POLICIES
With ANPAC Home Safe And SoundSM, the greater your investment in your home, the more you need our specialized higher coverage amounts for your most prized possessions. Our specialized coverage amounts for personal items such as jewelry, furs, collectible coins, securities, etc., are based on a percentage of the covered value of your home, rather than the usual flat limits used by many other insurers.
PERSONAL INSURANCE REVIEW
To assure that your insurance needs are continually being met, you should meet with your American National agent at least once a year to discuss any changes that need to be made to your policies. These reviews will help to provide the protection and security you deserve!






