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Common Cause Of Loss Deductible

With an uncommon insurance company like ANPAC®, you can depend on our unique Common Cause of Loss Deductible. It saves our customers hundreds of dollars in deductibles from a common occurrence, such as a fire, hailstorm, tornado or hurricane. With this unique money-saving feature, you pay only one deductible per occurrence, regardless of the number of items of property damaged or destroyed.

In addition to our Common Cause of Loss Deductible feature, ANPAC® is also proud of our quick claim response and the time our adjusters take to explain to each customer the claims process.

In fact, the majority of our customers rate our claims service as excellent!

 

Here's How It Works:

The following example lists the deductibles you would pay in the event that all of these properties were damaged in the same event, such as fire.
ANPAC® OTHER COMPANIES
Mom's Car $250 $250 +
Dad's Truck $250 $250 +
Boat $100 $100 +
Home $500 $500 +
Total Deductible: $500 $1,100
  • If the covered property is a motor vehicle, the loss must be covered under the motor vehicle's Coverage D-Comprehensive Coverage.
  • Products and services are not available in all states and eligibility guidelines may apply. Common Cause of Loss Deductible is not available in ANG (American National General).
  • Common Cause of Loss Deductible does not apply to agribusiness or commercial coverage.

Contact us for more information.

 

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Copyright © 2012 Colt Henderson Agency.

All products, coverages and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this website are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property And Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.

Disability Income products and services are provided by Illinois Mutual Life Insurance Company, Peoria, Illinois.

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SM&R is not affiliated with American National Insurance Company.


Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of available coverages are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. The American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.